D&D 5E Starting Gold

dnd 5e starting gold

Hello dungeons and dragons! do you know how do you get gold in dnd? how do you calculate the starting gold? if you do not know anything about d&d 5e starting gold then here is our beginners to advanced tutorial on this specific topic you can check the details below. All of those rules can applicable to every character, such as from the forge clerics to the barbarians.

Basically to determine your starting gold you have to roll the gold pool and then use it to obtain your primary equipment (original one). However if you have some money left with you after all these acquisitions would be your starting gold. So that, this specific option can work better if you’re unsatisfied by your starting equipment which usually comes with your dnd 5e backgrounds.

Starting Gold 5E Options – Level 1 Characters

If you would like to know clearly about your character’s initial wealth then you can have two options which mentioned in player’s handbook. From that two options, the first option will provide you with the gold for purchasing your starting equipment. Also the second option provides you with equipment based on your class, with a set amount of the gold determined by your present dnd background.


Here you have to keep in mind that your dungeon master may not be giving you any chance between these options. So you must be prepared to follow the option your DM allows.

What Is D&D Starting Gold 5E

Here is one option for determining your starting gold is to roll for the sake of a pool of gold and also used which to buy your primary equipment. However any money left over after all these purchases is your dnd starting gold. Although, this option could be worked best if you’re unsatisfied by the starting equipment. Any kind of money left over a period of these purchases is your starting gold only. This specific option can be worked better if you are unsatisfied by the starting equipment which usually comes along your background.

If you do not have any idea about the procedure then here we made it simple you can follow it. You have to roll a particular number of d4 which is depending on your class. After that you will have to multiply that roll by 10 for getting your starting gold. The monks actually are the only exception for the rule. Because of the equipment rules of the class, they have to roll five d4 but don’t multiply it.

DnD 5E Starting Gold Table

Now we are going to mention starting gold tables such as Starting gold/Wealth by Class Table and by background table..etc. You can get to know all the information about these starting gold tables from below lines.

Starting Gold/Wealth By Class Table

If you chose an option for starting with the pool of gold to buy your primary equipment and also the amount of cash that you have to select from depends upon your class. You can check the D&D 5E Starting Gold by class mentioned below to determine your dice roll.

ClassStarting GP
Barbarian2d4 x 10gp
Bard5d4 x 10gp
Cleric5d4 x 10gp
Druid2d4 x 10gp
Fighter5d4 x 10gp
Monk5d4 gp
Paladin5d4 x 10gp
Ranger5d4 x 10gp
Rogue4d4 x 10gp
Sorcerer3d4 x 10gp
Warlock4d4 x 10gp
Wizard4d4 x 10gp

Starting Equipment

In alternate, you are able to chose the list of starting equipment which would come with an each class, and also supplement it by some items which would come by your selected dnd background. However for almost every option, this list can also be includes the pouch containing various gold coins. Of course the amount of gold coins can be vary, with some nobles and also the Archaeologists starting with the 25gp.

The haunted one dnd background, on an other hand, it starts with an other hand and it starts with zero gold. Al though, that particular background will come by the valuable equipment which offsets the lack of cold, hard cash. Also some other backgrounds such as the Clan Crafter or the Far Traveler – they start with the jewelry or gems in an addition for their pouch of gold.

You have to remember that you shall also be likely have access to the toolkits via your 5e background, which is also including the Disguise toolkit.

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Starting Gold And Equipment By Background Table

If you are selecting to take the starting equipment option, and also your starting wealth has been a fixed amount based upon your background. In the below table we have provided the helpful alphabetical chart which can lists each and every background and also the starting GP which is come with it.

BackgroundStarting GP
Anthropologist (ToA)10gp
Archaeologist (ToA)25gp
Charlatan (PHB)15gp
City Watch / Investigator (SCAG)10gp
Clan Crafter (SCAG)5gp gem and 10gp
Cloistered Scholar (SCAG)10gp
Courtier (SCAG)5gp
Criminal / Spy15gp
Entertainer (PHB)15gp
Faction Agent (SCAG)15gp
Far Traveler (SCAG)10gp jewelry and 5gp
Folk Hero10gp
Gladiator (PHB)15gp
Guild Artisan/Merchant (PHB)15gp
Haunted One (COS)None
Hermit (PHB)5gp
Inheritor (SCAG)15gp
Knight (PHB)25gp
Knight of the Order (SCAG)10gp
Mercenary Veteran (SCAG)10gp
Outlander (PHB)10gp
Pirate (PHB)10gp
Sailor (PHB)10gp
Urban Bounty Hunter (SCAG)20gp
Urchin (PHB)10gp
Uthgardt Tribe Member (SCAG)10gp
Waterdhavian Noble (SCAG)20gp

5E Starting Gold by Level – Levels 2+

Al though the rules are much different if you would like to intend to start a campaign by the characters above 1st level. During 3.5 provided the helpful chart which has usually provided the starting gold based upon your character’s level, the 5th edition of the player’s handbook does not.

However thankfully, the Dungeon master guide have some of the official rules for being providing a starting gold and also the equipment for higher level characters. You just keep in mind, the Dungeon Master Guide can make clear this is at the DM’s discretion, al though these rules are the rough guide.

You and also your fellow nerds should do whatever works in its best way for your sake. You can see the below for guide which has been provided by the DMG. The below mentioned tables can give you the idea from those options for a low magic campaigns, standard campaigns, and campaigns involving high magical use.

Character LevelLow Magic Campaign Standard CampaignHigh Magic Campaign
1st – 4thNormal Starting Equipment & GoldNormal Starting Gold & EquipmentNormal Starting Equipment & Gold
5th – 10th500gp plus 1d10x 25gp, normal starting equipment500gp plus 1d10x25gp, normal starting equipment500gp plus 1d10x25gp, one uncommon magic item, normal starting equipment
11th-16th5,000gp plus 1d10x250gp, one uncommon magic item, normal starting equipment500gp plus 1d10x250 gp, two uncommon magic items, normal starting equipment5,000gp plus1d10x250gp, three uncommon magic items, one rare item, normal starting equipment
17th+20,000gp plus 1d10x250gp, two uncommon magic items, normal starting equipment20,000gp plus 1d10x250gp, two uncommon magic items, one rare item, normal starting equipment20,000gp plus d10x250gp, three uncommon magic items, two rare items, one very rare item, normal starting equipment

Which Option is Best?

By the way in researching of this 5e starting gold guide, we realized that the answer depends upon how your play style is. For an instance if you are playing the advanced character from starting of your campaign, the rules from Dungeons Master (DM) handbook regarding starting gold for the higher levels in 5E are fine. Alternative to this, your DM might have their own system specially for this.

When it comes to 5e starting equipment vs gold for a 1st level character, you must need to do what makes the most sense for you. However if you are short on time or else just want to be true for the 5e background of your dnd 5e character, by choosing the equipment option might also be for you. Any way should you prefer customization and do not mind a little risk?, rolling for your gold could be a best option.

If you’re really interesting to know that what method can gets your character the most value, and also there are some factors for considering it. For the starters, the gold and gear value will be varied whenever you roll for it. However when you chose the equipment route, then your value is set. However it must be come like no surprise, then, that is the best option really depends upon the strength of the roll. During selecting you d&d equipment it is better if you roll the low number, the high roll would be probably net you more starting gold than if you had been chosen your equipment based upon your background.

That actually said, the starting wealth has been accumulated by an average roll is typically much lesser than the value of your equipment plus starting gold. However unless until you’re prepared to risk a starting off with the limited resources thankful to a bad roll, You may want to stick with an equipment which comes by your background. From the below we have given our thoughts on which classes benefit from the rolling and which are the best taking starting equipment. Of course all these are generalizations, so your experience might be different from ours.

Which Classes That Must Roll For The Gold

In d&d there is only one class which can make a strong case for rolling for the sake of gold, and of course even then it would depend upon your selected background. However, the bard class has the strong chance of starting with far more wealth by even an average dice roll which is compared to raking a starting equipment.

Of course the starting equipment which has based upon the class is worth roughly 100gp; usually the average gold roll for the bard is 125 gp. By a specific roll, you would like to start out by the hefty 200gp for equip your character and also fill out your pockets.

Basically it is worth noting which is even whenever you take an equipment which usually comes up with a class, you are normally offered a choice. Here for an instance, the ranger has an option for selecting the chain mail (50gp) or else leather armor (10gp). If you’re still planning for the opting for leather armor, of course you’re leaving the lot of starting gold/wealth on the table. It might actually be making sense to be rolling for gold in that specific situation. This might have been the case for the sake of rangers, rogues, or else the clerics.

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